Sureplan Gold Funeral Bond is a conservatively managed bond and an ideal way to put aside funds for your funeral expense. You can either invest a lump sum, or save using regular deposits from as little as $50 per month.
With Sureplan Gold you are not locked into a contract to pay monthly funeral insurance premiums. You choose how much you wish to pay and you are free to change your saving program at any time. Importantly, as you do not have to make compulsory payments (as with a funeral insurance plan) you cannot lose your money if you fall into arrears – your money will always be there for your family.
From 1/7/2018 a single person can contribute up to $13,000 ($26,000 for a couple) without it being subject to the Centrelink or Department of Veterans’ Affairs Income and Assets Test – this is very important for self-funded retirees who are either receiving a part pension or who are just outside the pension entitlement threshold. For more information on entitlements, click on the link below;
|Year||Sureplan Gold Return||Annual CPI (Inflation)|
Sureplan Gold Funeral Bonds work in a similar way to a savings account. Bonuses can be added to whatever you invest. As an example, if you were to invest $5,000 in a funeral bond and it returned an annual bonus rate of 5% p.a.** for that year, your total investment would grow to $5,250. With your money secured, funeral preplanning can be taken care of easily and efficiently.
Starting your Sureplan Gold Funeral Bond requires a minimum payment of $50 with future contributions either as a lump sum or periodical payment at an amount set by you.
** The quoted return will always be reflective of the prevailing market conditions at the time.
To apply for a Sureplan Gold Funeral Bond. Please download the forms below, complete and return to Sylvan Funerals. Alternatively, a Sylvan Consultant can meet with you in our office or your home to complete the paperwork together with a funeral prearrangement. Call 3812 4000 to make an appointment.